Joe was born, raised and lives in San Francisco with his wife Kathleen and their 3 children Anthony, Ciara and Gianna. He did spend some time out of San Francisco when he took a semester off school and lived for 5 years in the Bavarian Alps in the village of Oberammergau. After returning from that semester break Joe finished school at San Francisco State University and began his accounting career at Coopers & Lybrand. Joe ended his 30 year career as a Tax Partner with PricewaterhouseCoopers and retired in June of 2017. For the last 20 years his focus was working with venture backed technology companies. He has advised hundreds of start-ups over the years and his clients have included Twitter, Airbnb, Tesla Motors and PayPal. Joe is a CPA and has a Masters in Tax.